Refer A Friend

ü  Open UCO-mBanking application on your mobile handset

ü  Enter password for UCO-mBanking “Log in”

ü  Select “Refer a Friend” from main menu

ü  Press ok button

ü  Enter mPIN

ü  Press ok button

ü  Enter Friend Name

ü  Press ok button

ü  Enter Friend email

ü  Press ok button

ü  Enter Friend Mobile number (only 10 digits)

ü  Press ok

ü  A message will be displayed saying, “Allow application to use network for sending & receiving data?”

ü  Press Yes

ü  Choose mobile network operator if mobile has dual SIM

ü  Another message will be displayed as “Your request has been sending”

ü  Finally the following message will be displayed: - “Your request for refer a friend accepted”. This message also has date, time and transaction Id.

ü  Your friend will receive message from UCO Bank that reads as “Hi, (input friend name), your friend (sender’s name as per bank account) invited you to register with UCO Bank mobile banking. Kindly visit http://mboile.fssnet.co.in/MPAYPORTAL for further details.”

You will receive mail from mpayfis@fss.co.in that has subject as “Invitation from UCO Bank mobile banking ” with messages from MPAY Team

INDIAN INSTITUTE OF BANKING & FINANCE: EXAMINATIONS

The Institute conducts following examinations:

A)                                  For Members

Associate Examination: JAIIB/ CAIIB

Banking Oriented Paper in Hindi (BOPH)

            B) For Non-Members:

Diploma in Banking & Finance

C)           For Members/ Non-Members:

a) Diploma in Treasury, Investment and Risk Management

(DTIRM)

b)            Diploma in Banking Technology (DBT)

c)            Diploma in International Banking and Finance (DIBF)

d)            Post Graduate Diploma in Financial Advising (PGDFA)

e)            Diploma in Bank Financial Management (DBFM)

f) Certified Information System Banker (CeISB)

Insurance Sector:

a)            Certificate Examination in Life Insurance

b)            Certificate Examination in General Insurance

c)            Certificate Examination in Bancassurance (Life)

d)            Certificate Examination in Bancassurance (Non-Life)

BPO Companies in Banking and Finance Sector:

a)            Certificate in Basics of Banking (CBB)

b)            Certificate in Functions of Banks (CFB)

c)            Certificate in Card Operations (CCO)

The syllabi, Rules/ Regulations, Examination forms and other information pertaining to the examinations are available with Institute’s offices at Mumbai, Chennai, New Delhi, Kolkata and also at such other centres/offices as may be notified from time to time. The same is also available at www.iibf.org.in.

INDIAN INSTITUTE OF BANKING & FINANCE

Indian Institute of Banking & Finance which is a professional body of banks and financial institutions in India, was established on 30th April 1928 as a Limited Company under the Indian Companies Act, 1913 with limited liability without the addition of the word ‘Limited’ to its name at the initiative of few eminent bankers, businessmen and industrialists of India.

The mission of the Institute is to develop professionally qualified and competent bankers and finance professionals primarily through a process of education, training, examination, consultancy/counseling and continuing professional development programs.

The objectives for which the Institute was established are:

1. To facilitate study of theory and practice of banking and finance

2. To test and certify attainment of competence in the profession of banking and finance

3. To collect, analyze and provide information needed by professionals in banking and finance

4. To promote Continuous Professional Development

5. To promote and undertake research relating to operations, products, instruments, processes etc. in banking and finance and to encourage innovation and creativity among finance professionals so that they could face competition and succeed

Extension of scheme period of ‘UCO 999 FIXED DEPOSIT SCHEME

‘UCO 999 FIXED DEPOSIT SCHEME’ FOR 999 DAYS

Extension of scheme period up to November 30th, 2012

KEY FEATURES

1. Name of the Scheme : UCO 999 FIXED DEPOSIT SCHEME

2. Scheme Code : TD 158

3. Deposit Duration : 999 DAYS

4. Rate of Interest : 9.30%

5. Senior Citizen : 9.80 % (additional 50 basis point)

6. Staff / Ex-Staff Members : 10.30 % (additional 100 basis point)

7. Staff & Senior Citizen : 10.55 % (additional 125 basis point)

8. Interest Payable Option : On Maturity / Quarterly / Monthly

9. Minimum Amount : ` 5000/- & thereof in multiples of ` 1000/-

10. Maximum Amount : Upto ` 100 lac

11. Scheme valid upto : November 30th, 2012 (revised date) 

Launching of a Grand Festive Offer from 20th September 2012

The Car Loan Processing charges stand fully waived and Home Loan Processing charges stand 50% waived from 20th September 12 to 31st December 12.

Full waiver of Processing Charges on both Home Loan and Car Loan where the customer avails both the Loans during the scheme period.

Car Loans (only for new cars) sanctioned and disbursed during the offer period and all Home Loans including take over accounts sanctioned during the offer period shall be eligible for the full waiver of Processing Charges.

Coinciding with the festive offer, the Bank has reduced the interest rate on Home Loan and Car loan w.e.f 20th September 2012.

Processing Charges on Car Loans have been waived in full and 50% in Home Loans during the period from 20th September 12 to 31st December 12.

Gist of the offer:

Name of the Campaign : Grand Festive Offer

Campaign Period :  20th September 12 to 31st December 12

Rate Of Interest

1. Home Loans

Less than Rs. 75 lacs: Base Rate i.e. 10.50%

Rs. 75 lacs and above: Base Rate + 0.25% i.e. 10.75%

2. Car Loans

Repayment upto 7 years : Base Rate + 0.25% i.e. 10.75%

Concession in Processing Charges:

1) Full waiver of Processing Charges on Car Loan

2) 50% waiver of Processing Charges on Home Loan

3) Combo Offer

a) Full waiver of Processing Charges on both Home Loan and Car Loan where the customer avails both the Loans during the scheme period.

b) Full waiver of Processing Charges would also be available to existing Home/ Car Loan borrowers who have regular Home/ Car Loan accounts outstanding with the Bank on the date of sanction of the new loans under the festive offer.

Special Condition:

Eligible Accounts The following accounts shall qualify for the processing fee waiver:

a) For Home Loans

Home Loan proposals including take over accounts sanctioned during the campaign period.

b) For Car Loans

Car Loan proposals (only for new cars) sanctioned and disbursed during the campaign period

The other terms and conditions of the offer are as follows:

1) Staff (wherever applicable) shall also be eligible for the above concession during the Offer period.

2) Except the above changes, all other existing terms and conditions of the UCO Car Loan and UCO Home loan Schemes shall apply.

UCO 111 Fixed Deposit scheme

1. The UCO 111 Fixed Deposit scheme has been withdrawn by the Bank from 30.09.2012.

2. UCO DHANVARSHA AND UCO DOUBLE FIXED DEPOSIT

SCHEMES EXTENDED UP TO 31-12-2012  UNDER SAME TERMS AND CONDITIONS.

3. Car Loans (only for new cars) sanctioned and disbursed during the offer period and Home Loans (for all purposes) sanctioned and disbursed (even partial) during the offer period shall be eligible for the waiver of Processing Charges.

UCO 222 Fixed Deposit Scheme

Scheme Name : UCO 222 Fixed Deposit Scheme

Deposit Period : 222 Days

Minimum Amount of Deposit : Minimum Amount: Rs. 5000/-

Maximum Amount of Deposit : Maximum Amount: Rs. 5 crore.

Deposit Multiple : In multiples of Rs. 1000/- only

Rate of Interest : 9.00% p.a.

Foreclosure Interest : In case of pre-mature closure interest payable

1% below applicable rate under normal Fixed

Deposits for the period deposit remained with the Bank.

Validity Period of Scheme : From 01-10-2012 to 31-12-2012

Auto – Renewal : No Auto Renewal under this Scheme

Senior Citizen : Additional (0.75) i.e. @ 9.75%

Staff : Additional (1.00) i.e. @ 10.00%

Ex- Staff : Additional (1.00) i.e. @ 10.00%

Senior Citizen (Ex-Staff) : Additional (1.25) i.e. @ 10.25 %