UCO Star Savings Account

The salient features of the UCO Star Savings Account are as below:

1.    Minimum Monthly Average Balance  (estimated as average of daily balance Rs. 25000/-)

2.    Charges on  Non-Maintenance of  Monthly Minimum Balance --Rs. 100/- per month

3.    Multicity/personalized Cheque book ---Up to 1 booklets free per quarter (20 leaves), after that Rs. 3 per leaf

4.    Sweep in/out facility Above Rs.25000

5.    DD/TT/MT/RTGS (apart from RBI charges) : 15% discount

6.    Pay Orders: No charges only out of pocket expenses Rs.10

7.    Immediate Credit of Outstation Cheques Up to Rs 15000 in 1st Yr & Up to Rs. 25,000 after 1 yr of satisfactory operation.

8.    Standing Instructions : free

9.    Stop Payment Charges-Free

10. Statement of Account if required in addition to pass book--Free- for last 1 yr.

11. Loan Processing Charges on retail loans (Provided the account is maintained in the same tier at least for a period of 1 year)--50% discount

12. Interest on Retail loans Regular rate

13. Discount on lockers15% waiver

14. Home Delivery of DDs Home Delivery of Pass books/ Cheque books  (Courier charges will be recovered)

15. Consultation on Insurance/Mutual fund (at customer premises) by Bank’s specified officers

16. Charges for non maintenance of Minimum Balance Rs.250 per month

17. Charges for closure within 1 year Rs.250.00