Thursday, June 21, 2012

Education Loan: Security


Up to Rs. 4 lacs: a) No Security 
b) Co-obligation of parents

Above Rs. 4 lacs and up to Rs.7.50 lacs a) Co obligation of parents and
b) Collateral Security in the form of suitable 3rd party guarantee.

Above Rs. 7.50 lacs a) Co-obligation of parents,
b) Tangible collateral security equivalent to full value of loan.






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