Know Your Customer (KYC)

In terms of the provisions of the Prevention of Money Laundering Act, 2002 and directions given by the Reserve Bank of India, all customers of the Bank are required to comply with the Know Your Customer (KYC) guidelines. 

In case of Joint Accounts, Account holders / applicants who are not closely related to each other would be required to establish their identity and address independently by submitting the aforesaid documents.

In case you would like to have any other information and clarification, please contact the concerned Branch Manager.

                Visit our website: www.ucobank.com

The following documents may be furnished for proof of identity and verification of address.

Proof of Present Address

Any of the following documents / papers

i)              Telephone Bill* ii)  Electricity Bill* i)               Bank Account Statement* ii)              Ration Card v) Letter from any recognized            public authority by which Identity and address of customer can be verified (subject to satisfaction of the Bank) iii)  Letter from a reputed Employer (provided the Bank is satisfied). *Latest copy of the Bills / Statement.

Proof of Identity

A. Photograph (S) of the account holders

B. Any of the following documents with authenticated photographs thereon : i)                      Passport ii)                     PAN card iii)      Voter’s Identity Card iv)     Driving Licence v)      Identity Card (subject to the Bank’s satisfaction) vi)      Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank.